DH and I went over to the store today and put in a credit application for the bikes.
The short answer is "no".
Therefore, no new motorcycles in our carport. We did get very good reasons why we didn't get approved for anything (even with our "home bank") - that reason is, we have no recent credit history.
See, back when DH and I first married, we got into a bit of a...let's say, a credit scrape. We overextended ourselves BIG TIME and didn't know what to do about it. After a lot of time and a lot of hard work, about six years ago, we managed to pay off all the debt we had accrued in our early years of marriage. Vowing not to ever get "in that shape" again, we didn't open any more credit cards or take out any loans. If we wanted something, we paid cash for it. If we couldn't pay cash for it, we either did without it or figured we didn't need it bad enough anyway.
This is what's gotten us in this predicament. We haven't borrowed any money, so we have no recent credit history, therefore we can't get any credit. Stupid, ain't it? We're a "risk". Add to that the fact that someone stole DH's SSN off some stolen compensation records, a subsequent credit freeze, and you've got the perfect combination for not being able to get even the smallest of loans.
Ahh, well. Things come, they go. Guess we didn't need 'em that bad after all.
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1 comment:
:( Sorry to hear this one. Maybe try getting a gas card? Those work as credit cards, but only at gas stations! Just don't load up on the chips and soda! :)
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